BRRR – It’s Cold Outside!


Stay Warm and Still Save Money This Winter with These Simple Tips


We all love a cozy and warm home in the winter, but along with that comfort sometimes comes high energy costs. Here are five simple ways to be cozy this winter season and still save some money.

Thermostat Setting
Keeping your thermostat at a lower setting can save you money. According to, you can save as much as 10 percent a year on heating costs by turning your thermostat down 7 to 10 degrees from its normal setting while you are at work. Tip: It costs more to turn the thermostat all the way off and then back on. Turning your thermostat down to a lower setting, rather than off, when you’re away will save you more money.

Insulate Your Home
Properly insulating and maintaining your home to prevent unwanted drafts can be relatively inexpensive. Caulking and weatherstripping can save you 5 percent to 30 percent on your heating bills. You can also use heavy curtains or blinds to keep drafts at bay, but if you are dealing with an older home, some caulking may be needed. For door drafts, door sweeps placed at the bottom of your doors will help block any drafts.

Close Your Fireplace Damper
If you have a fireplace, make sure your damper is always closed when it’s not in use. Chimneys are drafty no matter what, so make sure you pay close attention to any airflow near your fireplace.

Close The Doors
Chances are you’re not using every part of your home all day long. Make sure to keep the doors shut to rooms you’re not using, and keep the blinds or curtains closed in the rooms where you don’t need light.

Reverse Your Ceiling Fan
Most people only think about utilizing their ceiling fans during the summer, but did you know that you can also use them during winter months? When your fan is rotating clockwise at a low speed, it pulls the cold air up. This gentle updraft pushes warm air, which naturally rises to the ceiling, back down. This will actually make your home feel warmer, which allows you to lower the thermostat temperature. Ceiling fans should turn clockwise in the winter, counterclockwise in the summer.

By making simple changes around your home this winter, you can save money and stay warm and cozy. If you want to make some enhancements to improve the energy efficiency of your home, Michigan State University Federal Credit Union offers many types of home loans and home equity lines of credit to help cover the costs. For more information, visit

Bonus Tip: Wear layers, warm socks and use throw blankets to keep yourself cozy so you won’t mind your thermostat being a little lower than usual this winter.

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