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The Gifts Keep on Giving

Gift giving doesn’t end with the holiday season – it’s just getting started. The holidays may be over, but many people will be feelin…


Gift giving doesn’t end with the holiday season – it’s just getting started.

The holidays may be over, but many people will be feeling the pain of the season deep in their wallets for months to come.

According to the National Retail Federation’s annual survey of holiday spending, the average American spends more than $1000 on gifts for family, friends and co-workers throughout the holiday season.

That’s just one holiday.

When you start adding in the cost of birthdays, Valentine’s Day, Sweetest Day, Mother’s Day, Father’s Day, anniversaries, graduations, baby showers, births, weddings and “just because” occasions, the amount a person is expected to spend on gifts can break the bank.

Stop stressing yourself out and save money by planning for 2020 gift giving now.


Budgeting for yearly gifts will help you set realistic spending limits for yourself. Start by creating a list of the occasions you buy gifts for throughout the year. Next, list out the people you buy gifts for and determine how much you will spend on each gift. Finally, add 15% to that number, and that is the amount you should expect to spend on gifts throughout the year.

Setting aside money all year will relieve the pressure heavy gift-giving months normally put on people.

Buying Year-Round

Another way to save yourself from gift-giving stress is to buy gifts throughout the year. Buying gifts year-round allows you to find special sales at different stores. Despite the attention Black Friday gets for having good sales, buying items out of season can be just as useful for scoring discounts.

Buying Gifts Together

Finally, if your budget is tight, going in on a gift with a few friends or family members is a good way to spend less while still getting the recipient a big-ticket gift or two.

Don’t let the 2020 holiday season overwhelm your wallet. Shop smart. Shop early.


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